It might surprise you how much money you can save by working with a mortgage broker.
There are three ways to go about securing the loan you need personally or for your business. The first is going to the bank where you conduct your other banking needs. The second is taking a significant amount of time to investigate all the lenders in your area and those you find outside the Collingwood, Ontario area to see which offers the best terms and has the reliable services you need. The third is working with a mortgage broker who not only does all the time-consuming work for you, but will also negotiate with the lenders to get you the best terms.
If the third way makes sense to you, you’ll find the services here at the BRM Lending Team will give you the results you desire and deserve. We save you the arduous task of reaching out to several lenders and help you get the best loan for your needs. In addition, as your mortgage broker, we take the time to work with your financial plan to make sure your loan or mortgage complements your financial plan. This is the best way to achieve success for the long term.
Working with a mortgage broker who can get you the best terms possible can have both short-term and long-term benefits. Because a lower rate equates to a lower payment, you may be able to get the home you want instead of settling for a lower-priced one or handle a shorter loan period getting your home paid off sooner. In addition, when you add up the savings over the life of the mortgage, you could easily keep thousands of dollars in your pocket with a lower interest rate.
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Who Can Benefit from Using a Mortgage Broker?
While anyone can benefit from working with a mortgage broker, there are certain situations in which we highly advise doing so. Here at the BRM Lending Team, we have access to a wide variety of lending options. That resource and our strong relationships with lenders make us the ideal choice for two specific cases:
- Unique Financial Situations: If your income is nonstandard either in consistency or ability to document, you need a mortgage broker with experience with lenders who will loan to such non-traditional borrowers. You will stand a better chance of obtaining the best possible loan and rates with us on your side. If you have a minimal credit history, a few blemishes on your credit report, have inconsistent income, or are self-employed, let us find you the right lender for your situation.
- Investors: If you are a real estate investor, you likely have a clear idea of the profit margin you require, and reaching that goal demands that you acquire the best possible rate. In addition, time is of the essence, so you don’t have time to research lenders and negotiate for the terms that will make the investment you’re planning fit your criteria. Our team will work diligently and quickly to match you and your investment with the appropriate lender so the Collingwood, Ontario property you have in mind can join your portfolio and give you the profit you expect.
The bottom line is that no matter what your situation might be, our resources and negotiation skills as experienced mortgage brokers can make your home or investment property purchase a success, not only for the here and now, but for the future, as well.